< Agent Blog
Oct
14
,
2022

Understanding SureBridge branded "senior" products

October 14, 2022
SureBridge

Understanding SureBridge branded "senior" products

During the Annual Enrollment Period, you could be meeting with clients who have turned 65 and are now entering a new stage of life–Medicare  eligibility. You may wonder if this means they need to have their SureBridge  supplemental products re-written to the “senior” version. We have great,  time-saving news for you: there is no need to rewrite!

Many of The Chesapeake Life Insurance Company (CLICO)  products, offered on the SureBridge brand, are designed for customers of  nearly all ages. Once written to a CancerWise Plus, HeartWise, HospitalWise or Prime DVH plan, even as your customer ages, they do not need to move to a  “senior” version of this plan. Clients on these plans do not “age-off” at 65  years of age.  In fact, they may be better-off keeping the plan they  have unless they need to add or change benefits.

   

Benefits of keeping the current plan:

  • No disruption
  • No restarting waiting periods, grading periods, or pre-existing conditions limitations mid-flight of a plan year
  • No potential for rate increases from advanced issue age
     

Why do you have "senior" plans?

SureBridge marketing materials present a view of plans that may be more relatable to those ages 65 and older and possibly  considering supplemental products for the first time. “Senior” plans are  designed to speak the right message, at the right time, to the right  audience. Your clients who started their plans before the age of 65 can  continue their coverage by simply continuing their premium payment per the  terms of their plan.

 

If you have questions about our CLICO plans, please reach out to Producer Support.

View Details >View Details >

Questions? Call us at 855-888-8326.

Don't have a MedCareValue page yet?

Get Your FREE Site >

Posts you may be interested in...

Read More

Legal & General collateral assignment process is getting an upgrade

July 16, 2024
Agent Blog Icon - Indicates this is a blog article.

New collateral assignment process effective July 10, 2024.

Read More

Important Florida Blue Login Security Updates Now Live

July 16, 2024
Agent Blog Icon - Indicates this is a blog article.

New Security Protocol for Identity Verification in full effect

Read More

Med supp and Dental Cross-sell Bonus

July 15, 2024
Agent Blog Icon - Indicates this is a blog article.

Mutual of Omaha is celebrating, and they want you and your clients to benefit from it!

Read More

Earn more this summer with Aetna's bonus program

July 15, 2024
Agent Blog Icon - Indicates this is a blog article.

You can earn extra cash July 1 through September 30

Read More

Wellcare: PID/NPN Reminder

July 11, 2024
Agent Blog Icon - Indicates this is a blog article.

Avoid Commission Impact! Review NPN Use for Broker of Record Accuracy

Who we are & what we do.

Choosing an FMO to work with is not just about having access to top insurance products and commissions, it’s about finding a one-on-one agent service that is prepared to meet your needs.  

Get to know us, and see how we can help you take your business to the next level.

Learn More

Helpful Links

New Here?

We love meeting new people! Fill out the form below, and one of our sales directors will get in touch with you shortly.

Thank you! Your form has been received!
Oops! Something went wrong while submitting the form