Special Enrollment Period: Texas Emergency Declaration - Border Crisis
This is an important announcement for agents with customers in Texas and for those with business in this state. The counties below are under a federal or state designated SEP due to an emergency.
Please note: A disaster SEP application is only valid while the SEP declaration is in effect. If an end date is not listed below, please refer to the Ongoing SEP tracker in Producers’ University for the most up-to-date information. Any SEP applications submitted outside of that SEP’s declaration date will be rejected.
IMPORTANT: Please be aware
SEP for Government Entity-Declared Disaster or Other Emergency
42 CFR 422.62(b)(18)
(Rev. 2, Issued: August 12, 2020; Effective/Implementation: 01-01-2021)
An SEP exists for individuals affected by a disaster or other emergency declared by a Federal, state, or local government entity who were unable to, and did not make an election during another valid election period. This includes both enrollment and disenrollment elections.
Individuals are eligible for this SEP if they:
The SEP starts on the date the declaration was made or the incident start date whichever is earlier. The SEP ends two full calendar months following the end date identified in the declaration or the date the end of the incident is announced, whichever is later.
Declaration #749
FEMA declaration: Border Crisis
SEP incident dates: 03/14/2025 - 05/20/2026
This SEP declaration is effective: 03/26/2025 - 07/31/2026
Impacted counties for SEP purposes: Cameron, Hidalgo, Starr, and Willacy Counties.
Two key updates:
Keep in mind: Some missed election periods will still require you to input the missed election period AND the date of the missed election period on the application. Some examples include MOV (moving) or LEC (losing group coverage). The application will contain an "open" date field next to the SEP selections that still require a date to help you know when it is required.
For all applications, ensure that the following fields are completed:
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