In an effort to help consumers buy with confidence and remain satisfied to continue their coverage with AARP® Medicare Supplement Insurance Plans, insured by UnitedHealthcare® Insurance Company, changes are coming to rating and discount structures in some states.
These changes are coming in Alabama, California, Florida, Georgia, Maryland, Michigan and New Mexico, effective June 1, 2023. Keep checking your email for state-specific rate and discount information, coming soon in the annual billing communications.
Changes to Rates & Discounts
1. Area Rating Area rating changes are coming in Alabama, California, Florida, Georgia, Michigan and New Mexico, and affect new and current insured members.1 With area rating, all insureds in the same rate class, in the same area, pay the same rate (excludes discounts and surcharges). This means rates within a state will vary by geographic region, identified by zip code.
2. Enrollment Discount: Exciting news for New Mexico!2 A change to the state’s rating structure is coming, bringing an improved enrollment discount and extended discount duration. Read about the increased enrollment discount and duration.
3. Multi-Insured Discount: The multi-insured discount (MID) is being introduced in Florida! Plus, the MID is increasing in Alabama, Georgia and Maryland. These changes affect new and current insured members.3 The discount is off of the standard premium rate so the impact of the MID is even greater for applicants eligible for other discounts!
1Members in Alabama, Georgia, Michigan and New Mexico who have an AARP Medicare Supplement or AARP Medicare Select plan with a plan effective date prior to June 1, 2010, are not impacted by the new area rating.
2For New Mexico, the Enrollment Discount is coming for plan effective dates of June 1, 2023, and later.
3The introduced or increased multi-insured discount applies only to those members who have an AARP Medicare Supplement or AARP Medicare Select plan with a plan effective date of June 1, 2010, and later.
AARP endorses the AARP Medicare Supplement Insurance Plans insured by UnitedHealthcare Insurance Company or an affiliate (collectively “UnitedHealthcare”). UnitedHealthcare pays royalty fees to AARP for the use of its intellectual property. These fees are used for the general purposes of AARP. AARP and its affiliates are not insurers. AARP does not employ or endorse agents, brokers or producers.
Don't have a MedCareValue page yet?
Get Your FREE Site >An instructional flyer providing direction on how to complete the application under the Birthday Enrollment Period will be added to the Utah Enrollment Kits on May 7, 2025
NCD Bright by MetLife is now available for enrollments in Florida, Nevada and Pennsylvania!
To support your success, Highmark has created a comprehensive ICHRA Toolkit providing all the resources you need
Tips For An Efficient Proposal | New Comprehensive Care And Disease Management Resources
Boost your knowledge with these Medicare Supplement FAQs
Choosing an FMO to work with is not just about having access to top insurance products and commissions, it’s about finding a one-on-one agent service that is prepared to meet your needs.
Get to know us, and see how we can help you take your business to the next level.