In an effort to help consumers buy with confidence and remain satisfied to continue their coverage with AARP® Medicare Supplement Insurance Plans, insured by UnitedHealthcare® Insurance Company, changes are coming to rating and discount structures in some states.
These changes are coming in Alabama, California, Florida, Georgia, Maryland, Michigan and New Mexico, effective June 1, 2023. Keep checking your email for state-specific rate and discount information, coming soon in the annual billing communications.
Changes to Rates & Discounts
1. Area Rating Area rating changes are coming in Alabama, California, Florida, Georgia, Michigan and New Mexico, and affect new and current insured members.1 With area rating, all insureds in the same rate class, in the same area, pay the same rate (excludes discounts and surcharges). This means rates within a state will vary by geographic region, identified by zip code.
2. Enrollment Discount: Exciting news for New Mexico!2 A change to the state’s rating structure is coming, bringing an improved enrollment discount and extended discount duration. Read about the increased enrollment discount and duration.
3. Multi-Insured Discount: The multi-insured discount (MID) is being introduced in Florida! Plus, the MID is increasing in Alabama, Georgia and Maryland. These changes affect new and current insured members.3 The discount is off of the standard premium rate so the impact of the MID is even greater for applicants eligible for other discounts!
1Members in Alabama, Georgia, Michigan and New Mexico who have an AARP Medicare Supplement or AARP Medicare Select plan with a plan effective date prior to June 1, 2010, are not impacted by the new area rating.
2For New Mexico, the Enrollment Discount is coming for plan effective dates of June 1, 2023, and later.
3The introduced or increased multi-insured discount applies only to those members who have an AARP Medicare Supplement or AARP Medicare Select plan with a plan effective date of June 1, 2010, and later.
AARP endorses the AARP Medicare Supplement Insurance Plans insured by UnitedHealthcare Insurance Company or an affiliate (collectively “UnitedHealthcare”). UnitedHealthcare pays royalty fees to AARP for the use of its intellectual property. These fees are used for the general purposes of AARP. AARP and its affiliates are not insurers. AARP does not employ or endorse agents, brokers or producers.
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