< Agent Blog
Jul
11
,
2023

More Details on Commissionable PDPs from Cigna

July 11, 2023
Cigna

Cigna Healthcare will start paying commissions on their full line of Medicare Prescription Drug Plans (PDPs) starting with the 2024 Annual Enrollment Period (AEP).

In preparation for this exciting change, Cigna wants to provide you with an overview of how this may impact you.

Commissions and Admin Fees

Cigna Healthcare will pay commissions and admin fees on all three of our 2024 plans. You can expect to learn more in August when 2024 plan designs are finalized and distributed.

Plan Premiums

Since premiums depend on the CMS subsidy, there will be more details on this available for you in August.

Contracting

Contracting for PDP will run through Cigna Healthcare MAPD contract and hierarchy. Existing MAPD agents do not need to re-contract to sell PDP since their existing MAPD contract will cover PDP.

A standalone PDP contract will not be offered. Agents need to obtain a Cigna Healthcare MAPD/PDP contract through one of Cigna's existing MAPD partners even if they are only licensed in a state where Cigna Healthcare does not offer MAPDs. These agents will only need to complete the PDP annual certification, not the MAPD annual certification.

Contracting is now available in states that are not currently part of Cigna Healthcare's MAPD footprint.

CSB Agents: Agents contracted to only sell CSB will need to obtain a Cigna Healthcare MAPD/PDP contract through one of Cigna's existing MAPD partners.

New Agents: Newly contracted agents in an existing MAPD state must complete certification for MAPD within 90 days of submitting a contracting packet or their packet will be closed.

Appointments

There will be no changes in the process of appointments. Agents in JIT states will be appointed when they make their first 2024 plan year PDP sale (starting with 2024 AEP). Agents in non-JIT states will be pre-appointed, similar to the process for MA.

Certification

In order to be considered 'Ready-to-Sell' Cigna Healthcare PDPs, agents will need to complete the 2024 certification.

States that offer Cigna Healthcare MAPD and PDP: Contracted agents licensed in one of our MA states will need to complete the 2024 MAPD certification. A standalone PDP certification is not available.

States that only offer Cigna Healthcare PDP: Contracted agents licensed only in states where Cigna Healthcare MAPD products are not offered will need to complete the standalone PDP 2024 certification. They will not be required to take the MA certification unless they become licensed in a Cigna Healthcare MA state.

New Agents: Newly contracted agents in an existing MAPD state will need to complete the 2024 MAPD certification within 90 days of submitting their contracting packet or the packet will be closed.

Rules of Engagement (ROE)

A new version of the ROE which includes details on PDPs is now available in Producers' University. Additional details on PDP compensation will be available in the updated ROE around October 1, 2023.

View Details >View Details >

Questions? Call us at 855-888-8326.

Don't have a MedCareValue page yet?

Get Your FREE Site >

Posts you may be interested in...

Read More

Highmark Newsletter: Important Highmark Medigap Updates

May 20, 2025
Agent Blog Icon - Indicates this is a blog article.

Upcoming PA, WV, and DE Medigap Updates: Effective July 1st!

Read More

UnitedHealthcare: Changes to Commissions for AARP Medicare Supplement Plans

May 19, 2025
Agent Blog Icon - Indicates this is a blog article.

UnitedHealthcare is providing you a new Commission Amendment featuring changes to the commission schedule for AARP® Medicare Supplement Insurance Plans, insured by UnitedHealthcare® Insurance Company (UHIC) and UnitedHealthcare® Insurance Company of America (UHICA).

Read More

Cigna: Business technology enhancements coming soon!

May 15, 2025
Agent Blog Icon - Indicates this is a blog article.

You can expect more information and resource links in a few weeks

Read More

Anthem: Important updates on Ohio HB315A and HB315B legislation

May 14, 2025
Agent Blog Icon - Indicates this is a blog article.

Additional updates related to OH HB315A and OH HB315B.

Read More

Cigna: DVH Plus launch rescheduled to May 27.

May 13, 2025
Agent Blog Icon - Indicates this is a blog article.

The launch of Flexible Choice Dental, Vision & Hearing (DVH) Plus insurance in CA, FL, IL, PA, and TX will now take place on May 27.

Read More

Highmark: SPAP SEP Reminders and more

May 13, 2025
Agent Blog Icon - Indicates this is a blog article.

Changes to MA, D-SNP, and Medigap Application Process Beginning August 1, 2025 and additional updates inside.

Who we are & what we do.

Choosing an FMO to work with is not just about having access to top insurance products and commissions, it’s about finding a one-on-one agent service that is prepared to meet your needs.  

Get to know us, and see how we can help you take your business to the next level.

Learn More

Helpful Links

New Here?

We love meeting new people! Fill out the form below, and one of our sales directors will get in touch with you shortly.

Thank you! Your form has been received!
Oops! Something went wrong while submitting the form