Please see included list ("View Details") of declined and postponed situations and impairments to the Underwriting Guide in order to assist agencies and advisors in their field underwriting and for consideration before submitting business for clients with these conditions.
Other updates include a section on Get More, Get Less customization now available for digital applications, as well as links to more information on our Lab Lift exam substitution program.
Note: The URL to this document has not changed so if your website links directly to our posted document, simply refresh to see the June 2021 version. If you have downloaded or posted previous versions, please remove and replace with a current copy.
Last year, Legal & General implemented temporary underwriting guideline changes due to the COVID-19 pandemic. The team has been closely monitoring the COVID-19 impact and while the situation remains fluid, they are continuing to take positive actions to help more families and businesses get the coverage they need. See a summary of the underwriting guideline changes below:
Full consideration based on pre-COVID underwriting guidelines for ages 20 – 70. They will continue to postpone ages 71 and over with a tentative rating exceeding Table 2 AND the risk profile includes any of the referenced underlying chronic conditions.
*Age is defined as age nearest birthday
The advisor COVID-19 Response page has been updated to reflect these changes.
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Coming soon on October 11, CSB's Flexible Choice Dental, Vision & Hearing product is launching in CO! Sell new Dental, Vision & Hearing with the helpful tools inside.
WellCare is excited to announce that effective immediately, NYU Langone, is now participating In-Network with NY WellCare Medicare lines of business. With this network enhancement, WellCare has also added over 2,400 new providers that are associated with this medical group!
Humana's got your back with competitive 2022 plans and benefits designed to complement Veterans’ needs, like Humana Honor Plans with 26 Honor Plans in 46 states.
Please be advised that a state of emergency was declared, impacting individuals in North Carolina. This declaration allows for a one-time Special Enrollment Period (SEP).
To get Ready to Sell Prescription Drug Plans (PDP) for Mutual of Omaha Rx, you have two options. View the post to learn about these options and download a flyer for full details.
Choosing an FMO to work with is not just about having access to top insurance products and commissions, it’s about finding a one-on-one agent service that is prepared to meet your needs.
Get to know us, and see how we can help you take your business to the next level.