Introducing Cigna Flexible Choice Dental, Vision & Hearing Plus

Introducing Flexible Choice Dental, Vision & Hearing Plus

Offer your Medicare Supplement customers the benefits 90% of them want¹ with Flexible Choice Dental, Vision & Hearing (DVH) Plus insurance. The guaranteed issue, guaranteed renewable for life² policy has been enhanced with:

• No waiting period for dental benefits
• Major dental services coverage increased from 0% to 20% in year 1

Flexible Choice DVH Plus offers a variety of benefit options, allowing your customers to choose the coverage that best suits their needs and budget:

• Optional 100% coverage for preventive dental services
• Low deductibles of $0, $50, $100, or an optional disappearing deductible³
• Eight maximum benefit amount options ranging from $1,000 to $5,000

Flexible Choice DVH Plus will be available for sale August 18, in AZ, ID, IN, KS, MS, MT, OK, and VA, and is available for sale now in CA, CO, FL, GA, IL, MI, MO, NC, OH, PA, TX, and TN.

Earn a $25 bonus for every qualifying Flexible Choice DVH and Flexible Choice DVH Plus application you write each month through December 31, 2025, with a minimum of five qualifying applications.⁴ Bonuses are paid the month following policy approval, so you receive what you earn quickly.

Visit the Flexible Choice Dental, Vision & Hearing Plus broker resource page to learn more.

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Important note: Effective August 18, 2025, Flexible Choice Dental, Vision & Hearing will no longer be available for sale under your distribution in AZ, ID, IN, KS, MS, MT, OK, and VA.

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1. KFF. “Dental, Hearing, and Vision Costs and Coverage Among Medicare Beneficiaries in Traditional Medicare and Medicare Advantage.” Published: Sep 21, 2021.

2. Subject to the company’s right to increase premiums on a class basis. The policy cannot be terminated for any reason other than nonpayment of premium or material misrepresentation in the application for insurance. For customers in Pennsylvania, after three (3) years from the date of this policy, no misstatements, except fraudulent misstatements, made by You in the application for the policy shall be used to void the policy or to deny a claim for loss incurred or disability (as defined in the policy) commencing after the expiration of the three (3) year period.

3. The deductible must be met before benefits are paid for any dental, vision or hearing treatment. The optional disappearing deductible feature is only available on a $100 deductible.

4. Eligible in all states where product is sold. Minimum of five applications; minimum can be achieved by combining Flexible Choice DVH and Flexible Choice DVH Plus. Incentives retroact to first application. From January 1, 2025 to December 31, 2025.

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