< Agent Blog

In The Know With AIG: September 2021

September 17, 2021
Whole Life Conversion product updates
Effective September 25, American Elite Whole Life 2 (AGL) and American Elite 2 (USL) will be updated due to regulatory changes. This product is only used for term conversions and contractual paid-up policy provisions.

Bulletin 21-059
Monthly Guarantee Premium (MGP) provision reminder
MGP “guarantees” help prevent IUL policies from lapsing due to poor index performance during the guarantee period. We’ve provided a reminder on how the guarantee may be affected when a policy lapses
Bulletin 21-029
Regulatory Compliance requirement regarding IUL illustration date
Please note new illustration requirements for both new cases and term conversions (IUL), and action required when submitting a revised illustration on a pending case (IUL and/or GUL).
Bulletin 21-046
Reminder: Accelerated death benefit claims by foreign nationals
Specifically, if coverage includes an accelerated death benefit rider and a claim is requested from inside or outside the United States, the claim must be certified by a U.S. physician practicing in the state where the physician is licensed.
Bulletin 21-060
Flyer for Professional Athlete coverage updated
An underwriting flyer regarding life insurance coverage for Professional Athletes and Sports Teams/Business has been updated to clarify criteria for team/business policies.
View the flyer
Policy review reminder email to policy owners
Beginning September 20, policy owners who have signed up to receive email communications will be emailed a simple reminder to review their policies and ensure their information is up to date.
Bulletin 21-066
Important information for insureds in Tennessee
To support customers in Tennessee who may be affected by recent severe weather, temporary suspensions are in effect on lapses, terminations, cancellations and other time-sensitive provision requirements.
Bulletin 21-067

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