< Agent Blog
Sep
21
,
2022

Guaranteed Issue HospitalWise from SureBridge is Now Available in 31 States

September 21, 2022
SureBridge

HospitalWise Guaranteed Issue Option Now Available in 31 States!

You’ve been asking, and SureBridge heard you loud and clear!  Your Medicare Advantage and ACA clients want a plan to help cover their out-of-pocket medical costs, and they need it on a guaranteed issue* basis. SureBridge has your solution, and it’s here in plenty of time for the upcoming OEP and AEP seasons. 

Now your clients can get a guaranteed issue HospitalWise plan to help cover deductibles and copays, regardless of their health status. Even better, the plan premium and agent compensation will remain unchanged.

The guaranteed issue offerings are now available in AL, AR,AZ, CA, CO, CT, DE, FL, GA, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, NC, NE, NH,NV, OH, OK, PA, SC, TN, TX, WA, WI.  We will be launching in AK, IA, ID, MT, ND,SD, UT, WV, WY on 10/14!

Quoting the new guaranteed issue option is simple.  Just reference the chart below and make sure the base benefit and each of the rider benefits are within the thresholds in the GI column. This chart is visible when you click the “Options” dropdown in the quoting tool.

Don’t forget­—you can use the HospitalWise Senior Plan Builder tool in the portal to quickly identify the copays that exist within your client’s Medicare Advantage plan and get a recommended plan design that fills the gaps. Keep in mind, if you want to keep the plan guaranteed issue, you’ll need to adjust the base benefit and rider amounts to match the amounts in the GI column above whenever the recommendation is over the GI thresholds.  

*The SureBridge HospitalWise Guaranteed Issue plan is subject to the same Pre-Existing, Waiting Period and other policy terms and provisions applicable to Simplified Issue plans.

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