

The Guaranteed Purchase Option provides the option for your client to increase their hospital confinement benefit by 10% of its original amount, up to 5 times. The increase in benefits will be based on issue age rates, with no pre-existing condition limitation on the increase and no additional underwriting is required.
The Wellness rider pays a $100 annual benefit for a physical exam performed by a Healthcare Professional.
Please note: The Wellness rider has a 30 day waiting period.
*Available in the following states: AL, AZ, AR, CT, GA, HI, IA, IN, LA, MO, MS, NC, ND, NE, NV, OK, PA, RI, SC, SD, TN, TX, UT, WV, WI, and WY.
Increased base benefit amounts: The daily max benefit amounts for days 3-15 of the base plan have increased up to $990.
Increased Skilled Nursing Benefit Amounts: The Skilled Nursing Riders max daily benefits have increased up to $300 for days 1-50 and up to $300 for days 21-100.
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