Cigna Supplemental Benefits: AEP is Here!

AEP is here!

‍AEP is here and will run until December 7! Maximize your earnings with CSB this AEP – they offer Medicare Supplement in 48 states, plus DC and have a full suite of Supplemental Health products. In this issue of CSB Update, they:

• announce the launch of their Dental, Vision & Hearing product in CO
• and remind you of products and support to help you have a successful AEP.‍

Product launches

Cigna Flexible Choice Dental, Vision & Hearing is now available in CO!

Flexible Choice Dental, Vision & Hearing product is now available for sale in CO! You can sell Dental, Vision & Hearing today in CO in addition to the originally launched states: AK, AL, AR, AZ, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, LA, ME, MI, MN, MO, MS, MT, NE, NV, NH, ND, OH, OK, PA, SC, SD, TN, TX, UT, VT, WI, WV, and WY. Sell new Dental, Vision & Hearing with the helpful tools below:

• Take a look at the Agent Guide.
• Review social media materials, including Spanish language items:
• ~~English social media content and instructions
• ~~Spanish social media content and instructions
• Watch the training video:
• ~~ ​English
• ~~Spanish

• Visit the landing page.
• View and order sales materials on AgentView.

AEP preparedness

Maximize sales and protect your customers this AEP!

AEP is here! This can be a great opportunity for you to maximize your sales and end the year brightly by cross-selling our Flexible Choice Hospital Indemnity product. Insured by Loyal American Life Insurance Company (Loyal), a Hospital Indemnity policy can protect your customers from the high costs of hospital expenses. It also pairs well with either Medicare supplement or Medicare Advantage products. View the product brochure and flyer, share the product video with your customers and prospects, check out the benefits below for you and your customers, and prepare to earn more this AEP:

Benefits for you:

• Market-leading commissions
• Earn $25 for every application you write, starting with the fifth application, for qualifying supplemental health products through December 31, 2021
• Customer prospecting materials pre-designed for your use
• Easy electronic application process with no wet signature required.

Benefits for your customers:

• Lump-sum benefits paid directly to customer
• Three simple plan options to choose from
• 6 or 10-day hospital confinement options
• Guaranteed renewable for life
• Optional riders available

Sales Support

Customer bank account validation starting October 22!

Starting October 22, ExpressApp will validate customer bank account information prior to submitting your customer's application. This update will help ensure an accurate application and speed up processing times for both you and your customers.

CSB's Underwriting support team is here for you!

The Underwriting Support Team is here for you during AEP and all year long! When you have underwriting questions or want to do a pre-qualification before submitting an application, reach out to the Underwriting Support Team, Monday through Friday, 8 a.m. to 5 p.m. Central Time, at 877.454.0923. Choose Option 3 from the menu.