Ameritas: Stand-alone Dental Plans vs. Medicare Advantage

Do your clients understand their dental benefit options?

Medicare Advantage is a big insurance topic, and your clients want help understanding what it does and doesn't offer. You can make it simple by explaining the differences in stand-alone dental vs. Medicare Advantage plans so they feel confident with their benefits decision.

Original Medicare plans do not cover routine dental and vision exams. Some Medicare Advantage plans cover dental exams and professional dental cleanings twice a year. However, these plans may have a restricted dental provider network or no network savings. There also may be limitations on coverage, such as fillings, crowns and implants.

An individual stand-alone dental plan offers more robust benefits that may better meet your client’s needs. It can cover costs for exams, professional cleanings and services that help maintain healthy teeth. Clients can be more flexible and stay with these plans if they change Medicare plans. Notify clients that stand-alone plans have greater network access that includes out-of-network coverage.

Find helpful articles on Ameritas Insights so you can better help your clients navigate their benefit options.

Read More

‍

Dental network expansion

The Ameritas Classic dental network has grown through a new network-sharing arrangement with United Concordia Companies Inc. (United Concordia) effective May 1, 2024.* They anticipate this will increase their dental network access points by more than 5,100, while improving our network utilization by approximately 2%.

This expansion gives Ameritas customers access to more network providers than ever before. Plus, they’ll experience award-winning customer service and all the perks that come with having an Ameritas dental plan.

Ameritas looks forward to the positive impact this partnership will have for your current and future clients.

*Illinois will be effective June 1, 2024

‍