Every year, Cigna Healthcare sends Medicare Advantage customers an Annual Notice of Change (ANOC). This document outlines any cost and benefit changes to the customer's current plan that will be effective during the following plan year.
Customers will begin to receive this year's ANOC starting on October 1, 2024 and may reach out to you, their trusted advisor, for assistance in understanding this document.
The ANOC uses verbiage and terminology that is approved by the Centers for Medicare & Medicaid Services (CMS) and, in some cases, may be challenging for customers to understand.
Cigna would like to make sure you are prepared to answer your customers' questions, specifically pertaining to the medical deductible added to some of the plans. The medical deductible model language used in the ANOC may cause confusion.
There are many services, in addition to insulin furnished through an item of durable medical equipment, where the deductible does not apply. For your ease, Cigna has created a list that outlines which services apply and do not apply to the medical deductible on their plans.*
Please note: The list below does not list all benefits. It is for illustrative purposes only. Refer to the Evidence of Coverage (EOC) for complete details
Don't have a MedCareValue page yet?
Get Your FREE Site >If an agent does not complete a 2025 onboarding invite by July 7, the onboarding invitation will be canceled
New sales incentives kicked off on July 1, and you have even more opportunities to bring home extra cash.
Evolve will allow users to seamlessly transition their current business
Email address will be deactivated as of August 31, 2025 and will no longer be monitored after that date.
Important D-SNP Plans Information | Preparing For AEP - Core And Retail Trainings
2026 Large Group Product Updates And Reminders
Choosing an FMO to work with is not just about having access to top insurance products and commissions, it’s about finding a one-on-one agent service that is prepared to meet your needs.
Get to know us, and see how we can help you take your business to the next level.